Mortgage Rates 2025 Prediction Uk

Mortgage Rates 2025 Prediction Uk. Mortgage rates in the uk are nudging down as lenders compete for business and the longer term mortgage rate prediction is that rates will drop further in 2025. Uk finance has published its housing and mortgage market forecasts for 2025 and 2026 together with projections for 2024 full year numbers.

By 2027, 50% of mortgage accounts (4.4 million) will refinance onto higher rates, with 31% (2.7 million) exceeding 3% for the first time. Mortgage rates in the uk are nudging down as lenders compete for business and the longer term mortgage rate prediction is that rates will drop further in 2025.